Houses for Sale in Greece – The Ultimate Property Buying Guide for 2025

SEO Title: Houses for Sale in Greece – A Complete Guide to Buying, Investing and Living
Meta Description: Learn everything about houses for sale in Greece: regions, prices, taxes, the buying process and legal tips for foreign buyers. Updated for 2025.

Table of Contents

1. Why Buy Property in Greece

2. Most Popular Regions to Buy a House

3. Types of Property in Greece

4. Average Real Estate Prices by Region in 2025

5. Step-by-Step Guide to Buying a House in Greece

6. Taxes and Additional Costs

7. Pros and Cons of Investing in Greek Real Estate

8. Comparison with Other Southern European Countries

9. Tips for Foreign Buyers

10. The Greek Golden Visa Program

11. Frequently Asked Questions (FAQ)

12. Conclusion: Is Buying in Greece the Right Choice?

Why Buy Property in Greece

Greece offers an appealing mix of natural beauty, ancient culture, a relaxed lifestyle, and relatively affordable property compared to other EU countries. It remains one of the few places in Europe where you can still find seaside homes at reasonable prices. As an EU member with access to the Schengen Zone, it’s a top destination for second homes, relocations, and real estate investment.

Most Popular Regions to Buy a House

Athens and Attica

The capital city offers urban convenience, rich history, and growing rental demand. Inner-city apartments are ideal for professionals and investors.

Crete

Greece’s largest island provides diverse landscapes, a vibrant culture, and a wide range of property prices — from affordable homes to luxury villas.

Peloponnese

Known for its historical sites, olive groves, and scenic coastlines. It’s a great region for buyers seeking peace, space, and charm at lower prices.

Thessaloniki and Northern Greece

Thessaloniki is a modern, thriving city with a strong student population and business potential. Rural northern areas remain undiscovered gems with attractive prices.

Cyclades (Santorini, Mykonos, Paros)

These islands are among the most exclusive destinations in Greece. Property prices are higher but the rental income potential is excellent.

Types of Property in Greece

• Apartments in cities and coastal areas

• Detached houses and countryside villas

• Renovated stone homes in traditional villages

• Luxury sea-view villas

• Plots of land or ruins for restoration projects

Average Real Estate Prices by Region in 2025

Step-by-Step Guide to Buying a House in Greece

1. Set a realistic budget

2. Choose a region and type of property

3. Hire a local real estate agent and lawyer

4. Obtain a Greek tax identification number (AFM)

5. Visit and inspect shortlisted properties

6. Perform legal due diligence and title check

7. Sign a preliminary purchase agreement

8. Open a Greek bank account for payments

9. Finalize the contract with a public notary

10. Register the property with the Land Registry

Taxes and Additional Costs

• Property Transfer Tax: 3% (for resale properties)

• VAT: 24% (only on new-build properties if applicable)

• Notary Fees: Approximately 1% of the sale price

• Lawyer’s Fees: 1–2%

• Registration and Land Registry Fees: Around 0.5%

• Annual Property Tax (ENFIA): Based on official valuation

Pros and Cons of Investing in Greek Real Estate

Advantages

• Low entry prices compared to Spain, France or Italy

• High demand for holiday rentals

• EU country with stable legal system

• Golden Visa eligibility from €250,000

• Potential for long-term capital appreciation

Disadvantages

• Bureaucracy and slow administrative procedures

• Mandatory licenses required for short-term rentals

• Title issues on some rural or inherited properties

• Language barrier in non-tourist areas

Comparison with Other Southern European Countries

Tips for Foreign Buyers

• Always hire an English-speaking lawyer with local experience

• Double-check title deeds and building permits

• Ask for a topographical survey of the land

• Confirm if the property is debt-free and legally registered

• Research zoning laws and renovation restrictions

• Verify if the area is eligible for Golden Visa (some zones now require €500,000+)

The Greek Golden Visa Program

Greece offers one of Europe’s most attractive Golden Visa programs. By purchasing property worth at least €250,000 (or €500,000 in selected high-demand areas like central Athens or Santorini), you can apply for a 5-year renewable residence permit.

The permit extends to spouses, children under 21, and dependent parents. It allows visa-free travel within the Schengen Area and has no minimum stay requirement in Greece. After 7 years of residency, citizenship may be possible under certain conditions.

Frequently Asked Questions (FAQ)

Can non-EU citizens buy property in Greece?
Yes, although non-EU buyers may need approval from local authorities, especially in border areas. EU citizens can buy freely.

Is it easy to get a mortgage in Greece?
Mortgages are available to foreigners but can be limited. Banks typically finance 50–70% of the purchase with higher interest rates.

Can I rent out my property via Airbnb?
Yes, provided you register with the Greek tax authority (AADE) and meet all legal conditions for short-term rentals.

Do I need to reside in Greece to own property?
No, but if you stay more than 90 days, you may need to register as a resident, depending on your nationality.

Is inheritance law complicated in Greece?
Yes, especially for foreigners. It is highly recommended to draft a Greek will.

Conclusion: Is Buying in Greece the Right Choice?

Greece presents a rare opportunity for property buyers who seek sun, sea, and investment potential at a reasonable price. While the buying process involves some bureaucracy, the rewards are substantial — from enjoying a relaxed lifestyle to profiting from the booming rental market.

If you’re looking for a second home, a long-term investment, or a Golden Visa pathway into Europe, buying a house in Greece is a smart, strategic move in 2025.